Credit scores range from 300 to 850, and to qualify for the best rate on a credit card, auto loan, mortgage, or other debt, you typically need a high credit score of at least 720 to 760. Mine is even better. With an 800 credit score, you'll be eligible for some of the easiest loan approvals, most attractive interest rates and best credit cards available. Once you've achieved excellent credit status, you can reap the benefits, but you'll still need to maintain your score. How to improve your 800 Credit Score. A FICO® Score of 800 is well above the average credit score of 704. It's nearly as good as credit scores can get The best way to determine how to improve your credit score is to check your FICO® Score.
Getting an 800 credit score requires time and good payment history. But there are other things you can do to get a high credit score, too. Once you're able to answer the question, "What is a perfect credit score?" You'll be able to move on to and figure out how to get a perfect credit score. People with an 800 score will probably have several accounts that have been open for at least 5 years, maybe longer. These are the three major factors that affect your credit score. I will advise you to keep all these in check for a credit score above 800.
How to Build and Maintain an 800 Credit Score. How Long Does It Take to Get an 800 Credit Score? Is That High Score Worth the Effort? To get an 800 credit score, pay off as much revolving debt as possible (credit cards, store cards), negotiate debt in collections (requesting credit entry removal upon payment), don't take out any new loans & don't give out your social security number (which can temporarily lower your score if used as
Now that my credit score is over 800, I want to whimsically start my own club 800+ club. We'll give ourselves secret handshakes, have secret pass codes to the world's hottest establishments, and tell each other old Given you know how to improve your credit score, it's now time to reap the benefits! To get your credit scores up to at least 800, you need to look at your credit report in a strategic manner. All of the information contained in your report contributes directly to how your credit score is calculated. People with 800 credit scores use credit differently than the vast majority of credit users. Sure, they do some of the same things you do: never miss a Most people with an 800 credit score have a long credit history, just a little under 22 years.
Your credit score basically shows lenders, banks and other financial institutions how well you handle your money.
Earning an 800 credit score means you've done everything you need to do to prove that you are a creditworthy consumer. Just getting your credit score over 800, officially an excellent credit score, gives you the same advantages and benefits that come with a perfect credit score. For the most part, my credit score has hovered between 720-780. So I know for the future, what do people do that gets them a credit score of 800+? Hard to get above 800 without having any installment loan history (student loan, auto loan, personal loan).